A Short Travel Break

Hello, friends!

I will be taking a quick break from the blogosphere while I travel for the next few weeks. Because I need to work on my time management, I do not have a backlog of articles to schedule to go live while I am out of the country. I am working on being better in 2017!

I am not one for taking pictures, but if you would like to follow along with our adventures in South Africa and Spain, please check out my wife’s Instagram account. She is a photographer and will surely be sharing some fun photos along the way. Continue reading “A Short Travel Break”

Saving Money Better – Focus on the Big Wins First

A lot of people set resolutions to save more money. In fact, it was the third most popular resolution for 2015, behind only “lose weight” and “get organized.” But as we’ve noted before, only 8% of people successfully achieved their resolutions. So how do we go about making sure that we are the select few who actually do save more money?

Do you focus on the Latte Factor and cut out your daily coffee? Do you drive around in search of the best deals or spend your Sundays clipping coupons?

I would argue that if you want to save the most money, you need to first look at the areas where you spend the most money. Continue reading “Saving Money Better – Focus on the Big Wins First”

Five Tips for Better Time Management in 2017

Last week I talked about some time management goals that I had for 2017 and some things that I still need to work on in that area. I said, “I’m pretty good at time management, but I want to be better,” and that “I’ve completed the entry level time management tips.”

I also said, while discussing my prioritization issues that I’ve read around 100 books this year, which was flagged in the comments as a lot of reading.

And it certainly is. There is no doubt that I did better with time management in 2016 than I had in previous years.

Today, I want to share with you five of the tips and tools that I used to get there. Continue reading “Five Tips for Better Time Management in 2017”

How Not to Fail at Your New Year’s Resolution

45% of Americans usually make New Year’s resolutions, while another 17% make them occasionally. Of those who make resolutions, only 8% successfully achieve their goals.

That’s pretty depressing.

We’re all about self-improvement around here. While I don’t usually set New Year’s resolutions, I set goals and work to build better habits all the time. With that in mind, let’s look into making better resolutions so that you can set yourself up for success.

Continue reading “How Not to Fail at Your New Year’s Resolution”

New Year Adjacent Resolution

I’m not usually one for New Year’s resolutions.

Don’t get me wrong. I am all for setting goals and building habits. I am all about self-improvement. I just don’t usually tie it to the turn of the calendar year.

I am a proponent of constant self-improvement, which includes setting goals and building new habits at multiple points during a given year. Basically, whenever you discover that there is something that you could do to improve yourself, you sit down and make a plan to start working on it as soon as possible.

That said, I suppose the beginning of the calendar year is as good a time as any to induce some self-assessment.

Plus, this year I have an area of improvement that I want to work on for which the timing coincides roughly with the new year.

Continue reading “New Year Adjacent Resolution”

The Ostrich Effect

You may be familiar with the term “burying your head in the sand.”

The image comes from the myth that ostriches avoid danger by sticking their heads in the sand and pretending it doesn’t exist.

When we are accused of burying our heads in the sand, it means that we are ignoring bad things in the hopes that they will go away. This is usually not a useful strategy. Continue reading “The Ostrich Effect”

You Have More Money Than You Think

When we focus on wealth inequality, we always focus on the people above us.

We think of Occupy Wall Street protesting outside of investment banks. We think of Bernie Sanders gesticulating wildly while telling us about millionaires and billionaires. We think of Mitt Romney and friends with money coming out of their suits.

How we view the 1%.
How we view the 1%.

Continue reading “You Have More Money Than You Think”

Your Instinctive Thinking Is Losing You Money

Imagine for a moment that you are in the market for a new suit. You find one that you like for $200. A fellow customer then tells you that the same exact suit is on sale across town for only $100. Do you go?

Imagine that you are buying a new car. You’ve done your test drives and made a final decision on which make and model you want. You go to the dealer near your home to find that the car costs $30,000. A salesman sees you eyeing the car and says, “My manager would kill me for saying this, but the dealer on the other side of town has this model for $29,900.” Do you go? Continue reading “Your Instinctive Thinking Is Losing You Money”

Happy Giving Tuesday!

You may have noticed that the last few days have been quite geared towards consumerism.

First, you had Black Friday, which in many places now actually starts on Thanksgiving.

Next came Small Business Saturday, which came about as a response to Black Friday intended to help smaller companies keep up with the big box stores.

And finally, yesterday, we had Cyber Monday, when the online retailers follow suit.

That’s quite a few days aimed directly at getting us to buy more things.

If you’re frustrated by the increasing consumerism and focus on buying stuff that has consumed the weekend after Thanksgiving, you are not alone. One group is trying to shift the focus from consumerism to charity. Continue reading “Happy Giving Tuesday!”

The Ancient Art of Being Thankful for What We Have

In looking into ways of dealing with disappointment we explored the Stoic practice of imagining the things that could go wrong in our lives. This is a great tool for helping us blunt the painful feeling of disappointment that accompanies loss.

However, this is not the only benefit to this practice.

Continue reading “The Ancient Art of Being Thankful for What We Have”